:root{color-scheme:light;--krds-text: #1d1d1d;--krds-muted: #555c67;--krds-surface: #ffffff;--krds-bg: #f7f8fa;--krds-line: #d8dde5;--krds-primary: #2563eb;--krds-primary-strong: #1746a2;--krds-success: #0b7a45;--krds-danger: #b42318;--krds-warning-bg: #fff4d6;--krds-warning-line: #f4c542;--shadow: 0 8px 24px rgb(30 41 59 / 8%);font-family:Pretendard GOV,Noto Sans KR,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;line-height:1.5;background:var(--krds-bg);color:var(--krds-text)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;min-width:320px}a{color:var(--krds-primary-strong)}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #ffbf47;outline-offset:3px}.skip-link{position:absolute;left:16px;top:-48px;z-index:20;padding:10px 14px;border-radius:4px;background:var(--krds-text);color:#fff;text-decoration:none}.skip-link:focus{top:16px}.site-header,main,.site-footer{width:min(1180px,calc(100% - 32px));margin:0 auto}.site-header{width:min(1320px,calc(100% - 32px))}.site-header{padding:18px 0 28px}nav{display:flex;justify-content:flex-end;gap:14px;margin-bottom:24px}nav a{min-height:40px;padding:9px 12px;border-radius:4px;text-decoration:none;font-weight:700}.hero{display:grid;grid-template-columns:minmax(0,1fr);gap:18px;justify-items:center;text-align:center;padding:34px 0 10px;border-bottom:1px solid var(--krds-line)}.hero h1{max-width:1040px;margin:6px 0 14px;font-size:clamp(2rem,4.6vw,3.4rem);line-height:1.14;letter-spacing:0}.hero-title-main,.hero-title-product{white-space:nowrap}.hero p{max-width:780px;margin:0;color:var(--krds-muted);font-size:1.08rem}.eyebrow{margin:0;color:var(--krds-primary-strong);font-weight:800;font-size:.9rem}.status-badge{display:inline-flex;align-items:center;min-height:36px;padding:7px 12px;border:1px solid var(--krds-warning-line);border-radius:4px;background:var(--krds-warning-bg);font-weight:800;white-space:nowrap}main{display:grid;gap:28px;padding-bottom:42px}main>*{min-width:0}.notice,.notice-warning{padding:18px;border:1px solid var(--krds-warning-line);border-radius:6px;background:var(--krds-warning-bg)}.notice h2,.notice-warning h2{margin:0 0 8px;font-size:1.25rem}.notice p,.notice-warning p{margin:6px 0 0}.section-heading{margin-bottom:14px}.section-heading h2{margin:4px 0 0;font-size:1.55rem;line-height:1.25}.calculator-grid{display:grid;grid-template-columns:minmax(0,.95fr) minmax(420px,1.05fr);gap:22px;align-items:start}.input-panel,.result-panel{display:grid;gap:14px}.krds-section{overflow:clip;border:1px solid var(--krds-line);border-radius:6px;background:var(--krds-surface);box-shadow:var(--shadow)}.krds-section summary{display:flex;justify-content:space-between;gap:12px;padding:16px 18px;cursor:pointer;list-style:none;font-weight:900}.krds-section summary::-webkit-details-marker{display:none}.krds-section summary:after{content:"펼침";flex:0 0 auto;color:var(--krds-primary-strong);font-size:.85rem}.krds-section[open] summary:after{content:"접기"}.krds-section summary small{display:block;color:var(--krds-muted);font-weight:500}.section-body{padding:0 18px 18px}.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.field{display:grid;gap:7px}label{font-weight:800}input,select{width:100%;min-height:44px;border:1px solid #aeb7c4;border-radius:4px;padding:9px 10px;background:#fff;color:var(--krds-text);font:inherit}.input-affix{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:8px}.input-affix span{color:var(--krds-muted);font-weight:700}.field-help,.inline-note{margin:0;color:var(--krds-muted);font-size:.92rem}.inline-note{margin-top:12px}.check-row{display:grid;grid-template-columns:22px minmax(0,1fr);gap:10px;align-items:start;margin-top:14px}.check-row input{min-height:22px}.recommendation,.result-card,.table-wrap,.checklist,.sources,.bank-table{border:1px solid var(--krds-line);border-radius:6px;background:var(--krds-surface);box-shadow:var(--shadow)}.recommendation{padding:20px}.recommendation h2{margin:6px 0 8px;font-size:1.75rem;line-height:1.25}.recommendation p:last-child{margin-bottom:0;color:var(--krds-muted)}.result-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.result-card{padding:18px}.result-card h3{margin:0;font-size:1.2rem}.result-card header p{margin:8px 0 4px;color:var(--krds-muted)}.result-card header strong{display:block;font-size:1.65rem;line-height:1.2;color:var(--krds-primary-strong)}dl{display:grid;gap:8px;margin:16px 0 0}dl div{display:flex;justify-content:space-between;gap:12px;padding-top:8px;border-top:1px solid #edf0f4}dt{color:var(--krds-muted)}dd{margin:0;font-weight:800;text-align:right}.table-wrap{overflow-x:auto;padding:16px}table{width:100%;min-width:620px;border-collapse:collapse;font-size:.95rem}th,td{padding:11px 10px;border-bottom:1px solid #e5e9f0;text-align:left;vertical-align:top}thead th{background:#eef4ff;color:#102a56}.positive{color:var(--krds-success);font-weight:900}.negative{color:var(--krds-danger);font-weight:900}.checklist,.sources,.bank-table{padding:18px}.checklist ol,.sources ul{display:grid;gap:10px;margin:0;padding-left:22px}.checklist li{padding-left:4px}.sources li{padding-left:2px}.sources span{display:inline-block;min-width:76px;margin-right:8px;color:var(--krds-muted);font-weight:800}.site-footer{padding:22px 0 36px;border-top:1px solid var(--krds-line);color:var(--krds-muted)}@media(max-width:920px){.hero,.calculator-grid,.result-cards{grid-template-columns:1fr}.status-badge{width:fit-content}.calculator-grid{gap:16px}}@media(max-width:640px){.site-header,main,.site-footer{width:min(1180px,calc(100% - 24px))}nav{justify-content:flex-start}.hero h1{font-size:2.05rem}.hero-title-main{white-space:normal}.field-grid{grid-template-columns:1fr}.krds-section summary{display:block}dl div{display:grid}dd{text-align:left}}